Monday, July 29, 2013

CGA Enrollment

I just spent over $2,000.00 today.  Me and my wife have just enrolled on our first CGA course this fall semester.  The amount almost drained our account because we don't want to take a loan and add to our existing debt.  I was just shocked that education here in Canada is very expensive.  But, this is the life we have chosen and we plan to make the most out of it.  I just realized that investment is not just done through material things like stocks, GIC, real estate, etc.  But we must also invest in ourselves to supplement our monetary investments.  In a couple of years, God willing, I pray that we will be a CGA husband and wife.

Cheers!!!

Sunday, July 21, 2013

Out of Sight, Out of Mind

This is the one of the methods used by most people in building up there savings account.  Upon getting my first job, and having a pretty clear view of my budget, I opened a bank account from ING Direct.  For those who are not familiar with them, ING Direct is one of the leading online banks in Canada.  They have a higher interest rate (although not that much) from the traditional brick and mortar banks.  Also, they have very few branch and ATM network which makes it harder to access your cash.  I have been doing this for me and my wife so far, so good.  We are trying to save up for a 6 mos and we are now 1/6th of the way.  Hopefully and God willing, we will be able to save and start investing on much higher and riskier products.

Cheers!!!

Friday, July 19, 2013

Today is the Day...

Greetings readers!!!

Welcome to my blog and first post.  I was inspired by other blogger who are documenting their journey in saving for the future, being debt free and staying there.  I would like you to join me in this journey and I hope that I would learn from you as much as you could learn from me.

Cheers!!!